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When to Apply Earn a reasonable amount of income monthly and Ithaca College in New York State offers two forms of emergency aid. Students who are facing a financial shortfall may request an Aid Advance on any expected grant or scholarship payouts. In other words, if a student has scholarship or grant money forthcoming, and will have a credit balance after all tuition fees have been paid, the college may provide an advance on that balance to be used for unexpected expenses.Ithaca also offers the Ebsary Loan for students in extreme circumstances. This is an interest free loan that must be repaid by a specific date, and can not be bundled with any other outstanding student loans.