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Calculating the Credit Score Understanding the Benefits of Short-term Borrowing However, this does not mean that people with bad or poor credit are not considered. One can still get approved for poor credit, since the lender does not take it to be the most important criteria in acquiring the loan. Additionally, if one is not able to repay the loan on the due date, they can easily appeal for a loan extension provided the notification is made in advance. long term loans come in different packages with different amount, repayment periods and interest rates. Perform a thorough comparison of these packages and choose the one that you can comfortably repay without causing any financial constraints. You can ask for some professional advice on this or consult some of your informed friends.
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