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Be at least 18 years old Your local bank or credit union will generally offer very reasonable rates. There are also a few reputable resources available online that can be very quick and cost effective. Be sure to compare the interest rates and fees involved with each available loan, as well as reading the fine print to check for hidden costs, such as prepayment penalties. Taking an extra day or two to research the options available can make a substantial difference in the overall cost of your loan. Completing this process online instead of in person takes away every single bit of stress associated with applying for the loans with a clerk in the shop.
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