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With more and more self-improvement speakers entering the market, many of them commenting explicitly on financial matters with what may be conflicted or self-contradictory advice seeking the financial education you need can be harder than it would at first seem. To help deal with this problem, the US Treasury established the Office of Financial Education in 2002 with the aim of improving financial literacy across the country. One of the services they offer is the Sherman Award for Excellence in Financial Education which seeks out and draws attention to genuine experts in the field of personal finance. If you are looking for a loan renewal you need to contact your lender directly. Lenders' charges can vary, but it is standard for most of them to charge the same fees as when the loan was originally taken out. Please visit our FAQ's for more information. It's undoubtedly the way an investor may have issues with the mortgage.